We often take life’s many gifts for granted by failing to appreciate them deeply enough. Thanksgiving offers the perfect opportunity to reflect upon everything that is wonderful in our lives and to show our gratitude for each and every gift we’ve been given.

This Thanksgiving, give thanks for your credit union! Let’s review 10 reasons to be grateful you belong to Destinations Credit Union.

Personalized member service

At Destinations Credit Union, you’re always greeted with happy faces and representatives who are ready and willing to help you. There’s no cold, sterile atmosphere here! Instead, at Destinations Credit Union, every member is part of the family. We’re truly invested in your financial wellness and we’re here to help you achieve and maintain it, every step of the way.

You have access to better savings rates

We’re not paying dividends to stockholders, and that means we have more savings to pass back to you. At Destinations Credit Union, we’re proud to offer you share certificate, high yield and savings rates that are well above the national average.

We make it easier to qualify for credit

The absence of a national bank corporate office enables us to be more flexible about extending credit. We set our own underwriting standards! That makes it easier for you to borrow, even if your existing credit isn’t perfect.

We offer lower interest rates

Need a stash of cash? Stop by Destinations Credit Union and take your pick of loans: personal loans, home loans, auto loans and more, all with reasonable interest rates that are often lower than the regional or national average. We’ll help you get the funds you need with a payback plan you can actually afford!

Your money is safe here

Federally insured credit unions and banks both offer insurance on accounts of up $250,000. But credit unions are also subject to strict regulations on their investments and loans. This means you can keep your money here without worrying about its security.

Free Checking Accounts

Our checking accounts exist to provide you with a safe, convenient place to store your money-not to milk you for it. Checking accounts at Destinations Credit Union are free to set up and maintain.  You’ll have your choice of our free no-frills checking or our high-rate rewards checking account.

Conversely, according to a MoneyRates survey, the average monthly maintenance fee for a checking account at a bank is $12. That’s nearly $150 coming out of consumers’ pockets each year!

At Destinations Credit Union you’ll have a safe place to keep your money without it costing you a bundle.*

You own a piece of your credit union

Credit unions are member-owned and member-operated. You get to weigh in on our major decisions instead of being forced to follow along with whatever the higher-ups decide. Your money=your choices.

We support small businesses

Credit unions are invested in the success of local small businesses. Here at Destinations Credit Union,  we outsource to local businesses, shop at local businesses and obtain professional services from local businesses.  We offer credit union membership to many small and large local business employees and are a proud member of the Parkville Carney Business Association.

Fewer fees

Banks are notorious for slapping consumers with fees at any given opportunity. Here at Destinations Credit Union, we want to help you keep as much of your money as possible. Any fees we do have are nominal and generally lower than what banks demand.

We also want you to have access to your money without worrying about expensive ATM fees. To that end, we provide our members with a large network of ATMs with no cost for withdrawing money.

 You have access to a variety of financial services

At Destinations Credit Union, we’re a lot more than just a gigantic piggy bank. We provide members with an array of financial services to meet every money-related need at every life stage. These include: Credit Cards with no annual fees and low interest rates, Direct Deposit, Wire Deposits, Financial Education and Counseling Services,  Holiday/Vacation Clubs, Holiday/Vacation Loans, Vehicle Loans, Notary Services, Online Banking and more!

As a member of a credit union, your money is always in good hands. Aren’t you thankful you belong to Destinations Credit Union?

*Please note, checking accounts have fees for things like check printing, overdrafts or returned checks.

Your Turn: Why are you thankful for Destinations Credit Union? Share your favorite reasons with us in the comments!  Or, rate us on Google!

SOURCES:
https://www.motionfcu.org/articles/5-advantages-of-a-credit-union-vs-a-bank
http://www.experian.com/blogs/insights/2016/10/top-10-reasons-people-love-credit-unions/
https://www.lovemycreditunion.org/why-join-a-credit-union