Since 1935, Destinations Credit Union has operated as a not-for-profit, member-owned and operated financial institution. Destinations Credit Union exists to promote thrift and a source of low-cost credit for individual members.
Credit unions have a different approach to financial services. Credit unions are cooperatives. Once you open a savings account, you become a member and owner of the credit union. You have a say in how the credit union is run and can even serve on the board of directors.
Since credit unions are not for profit, all excess profits are returned to the members in the form of products and services. This allows us to offer:
- Lower interest rates on loans
- Higher dividend rates on savings
- Fewer fees
- Free checking and convenience services
Credit unions exist solely to provide you with financial products and services at the lowest cost possible. And with excellent service.
Credit unions are well noted for the high level of service provided to their members. For more than 20 years, the American Banker’s Association has surveyed consumers on satisfaction with their primary financial institution. And each year, credit unions come out on top in customer satisfaction.
Credit unions offer a wide variety of services, designed with you in mind. From savings and investments, to many types of loans, you’ll find the credit union a great place to take care of most of your financial needs.